Rank your net worth to specific age groups to see where you stand or where you project yourself to be in the future. Use the percentiles to compare your net-worth to US households using data from 2016. To use this calculator, enter the age ranges of the head of households you would like to restrict your comparison to and a net worth value to rank with in that age range. Read about how closely this calculator matches official US Treasury published statistics.
If you need help calculating your net worth, try out How to Calculate your Net Worth for a guided tool. It will ask for you assets, such as stocks and savings accounts, and subtract your liabilities, such as loans, to figure out your net worth for you. You can take that number back to this page to compare your net worth to others.
Net Worth Percentiles by Age
|Percentile||Net Worth (in Dollars)|
Net Worth Visualizations
Share These Results :
These results are based off of 6248 individual samples where the head of household was age 0 to 100 and are weighted to represent 125981700 American households. The SCF is known to be slightly biased towards higher incomes values, which the Federal Reserve attempts to correct for by adjusting the weighting of each individual response. Keep this in mind if the number of responses your output is based off of is low, or if you are looking at the tail ends of the data--like the top 1% or bottom 1%.
The numbers are based off of the results of the 2016 Survey of Consumer Finances by the Federal Reserve. I used R to separate one of the five imputations with the sample replicatant weights from the Federal Reserve. If you want to do your own analysis check out the raw data, and also check out this guide on how to import the data into R http://www.r-bloggers.com/analyze-the-survey-of-consumer-finances-scf-with-r/. The number of samples per age vary quite a bit, so you might get unusual results for certain ages.
Net Worth Links and Addendums
- Update: September 2017, the data now reflects the 2016 SCF data. Median net worth has risen around 16% (adjust for inflation). Some of the age ranges look a little more irregular than usual, so I will be on the lookout for any additional updates from the Federal Reserve. As of 2/24/2018 there have been no updates to the data that was published.
- Update: August 2017, I’m updating some of the net worth graphs in anticipation for the 2016 SCF data that should be released at the end of August or beginning of September. I’ve also deleted some of the visualizations that were slowing down the webpage without really adding a lot. Sign up for the email list if you would like to be notified when we update the data!
- Update: April 2019, stock net worth is at an all time high, so the wealth at the upper end of the distribution will be somewhat higher than the most recently published SCF data. Since this kind of asset is heavily concentrated, the middle and lower ends of the distribution will not be as heavily affected by rising stocks.
- Mark Twain once said that “Comparison is the death of joy.” Net worth is an important metric but it doesn’t define you.
- One interesting tid-bit about net worth is that the median net worth for a 30 year old has dropped by over half in the last 10 years.
- Read about the overall distribution of net worth by age. The article compares the 25th to 75th percentiles in net worth