Data Driven Personal Finance

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  • Historical Redfin Estimates are Constantly Changing
    I was looking at my home’s Redfin estimate chart, and the historical estimated property value was surprising when I noticed it said we overpaid by 10%. That was very surprising, since at the time several other units in our building were sold for the same price as what we paid. Plus, we purchased with a … Read more
  • Top Jobs to Earn $100k+ per year before you’re 30
    I decided to look into which careers are the most rewarding early in your career. Most of the jobs aren’t a surprise with Software Engineers topping the list with almost 60k young adults under the age of 30 earning over $100k. This means about 21% of Software Engineers between the ages of 20-29 are making … Read more
  • Peer To Peer Lending Returns Look Terrible
    I recently came across a dataset on Kaggle from a popular peer to peer lending company with data up to 2/2019–the start date was in 2007 but there weren’t that many loans from the early years. I’ve been reading other FIRE/personal finance bloggers touting more non-traditional investments, and I was a little bit interested to … Read more
  • Dropping Microsoft Office At Home
    I recently got a new computer, and decided to go back to the Microsoft Home Use Program to get a new key to get Excel installed on my new computer. Much to my surprise they’ve completely gutted that program and the package now costs $70 / year for one license or $100 / year for … Read more
  • How much extra does Instacart delivery cost versus Kroger pickup?
    With all the coronavirus stuff, I’ve started to use Instacart more to shop at my local grocery store Marianos which is owned and run by Kroger. With my latest cart, I was curious how much Instacart was charging versus the store. There’s a little vague note that I’m getting the Everyday Store Price, but I’m … Read more