Rank your total net worth to specific age ranges to see your net worth percentile rank calculated. Find out where you stand or where you project yourself to be in the future. Use the percentiles to compare your net-worth to US households using data from 2019. To use this calculator, enter the age ranges of the head of households you would like to restrict your comparison to and a net worth value to rank with in that age range. Read about how closely this calculator matches official US Treasury published statistics.
If you need help calculating your net worth, try out How to Calculate your Net Worth for a guided tool. It will ask for you assets, such as stocks and savings accounts, and subtract your liabilities, such as loans, to figure out your net worth for you. You can take that number back to this page to compare your net worth to others.
Net Worth Percentiles
Net Worth Percentile Stats
- To be in the top 1% for this age range, your household would need a net worth of $12,910,700. This would include investments, houses, and other assets.
- To be in the top 5% for this age range, your household would need an net worth of $3,058,500. This would include investments, houses, and other assets.
- Your net worth of $0 for ages 45 to 54 ranks at the 8.22th percentile. Re-enter a different net worth to find the percentile for that age / net worth combination.
Net Worth Related Pages
If you’re interested in occupation level income percentiles, you can explore our new calculators. See the full occupation list or explore common occupations such as software developers, CEOs, or retail salespersons.
Asset Composition of Households like you versus the Median
Comparisons of Net Worth, Assets, and Debt components of similar households versus median households.
- Households like you ( weighted using 3.2th to 13.2th percentiles)
- Versus Households at the Median (weighted using 45th to 55th percentiles)
|Asset Category||Similar Households||Median Households|
Comparisons of Income components of similar households versus median households.
|Income Category||Similar Households||Households with Median Net Worth|
|Wage & Salary Income:||$1,214||$74,029|
Demographics of Comparable Head of Households
Highest Education Level
Labor Force Status
Net Worth Percentiles For Ages 45 to 54
|Percentile||Net Worth (in Dollars)|
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These results are based off of 5635 individual samples where the head of household was age 45 to 54 and are weighted to represent 110360730 American households. The SCF is known to be slightly biased towards higher incomes values, which the Federal Reserve attempts to correct for by adjusting the weighting of each individual response. Keep this in mind if the number of responses your output is based off of is low, or if you are looking at the tail ends of the data--like the top 1% or bottom 1%.
The numbers are based off of the results of the 2019 Survey of Consumer Finances by the Federal Reserve. I used R to separate one of the five imputations with the sample replicatant weights from the Federal Reserve.
Net Worth Links and Addendums
- Update: September 2017, the data now reflects the 2016 SCF data. Median net worth has risen around 16% (adjust for inflation). Some of the age ranges look a little more irregular than usual, so I will be on the lookout for any additional updates from the Federal Reserve. As of 2/24/2018 there have been no updates to the data that was published.
- Update: August 2017, I’m updating some of the net worth graphs in anticipation for the 2016 SCF data that should be released at the end of August or beginning of September. I’ve also deleted some of the visualizations that were slowing down the webpage without really adding a lot. Sign up for the email list if you would like to be notified when we update the data!
- Update: April 2019, stock net worth is at an all time high, so the wealth at the upper end of the distribution will be somewhat higher than the most recently published SCF data. Since this kind of asset is heavily concentrated, the middle and lower ends of the distribution will not be as heavily affected by rising stocks.
- Update: Jan 2020, there are now breakdowns of typical asset / debt compositions for households at the median and near your input net worth, as well as related pages that relate to specific occupations.
- Update: August 2020, I added a new graph of the distribution of net worth by frequency. This graph for all age ranges is a little bit hard to read because of how many households are at 0. The distribution for 99%+ goes really far out, so I have the graph cutting those values off after a little bit to save horizontal space.
- Update: September 2020, these results now reflect the 2019 SCF.
- Note: September 2021, just a quick note because of the large ramp up in the stock market and housing markets since 2019. You may want to assume that your current percentile is actually lower. For the 80%+ percentiles financial assets represent a relatively high portion of those household’s net worth.
- Mark Twain once said that “Comparison is the death of joy.” Net worth is an important metric but it doesn’t define you.
- One interesting tid-bit about net worth is that the median net worth for a 30 year old has dropped by over half in the last 10 years.
- Read about the overall distribution of net worth by age. The article compares the 25th to 75th percentiles in net worth