Income Percentile Comparison Calculator by Age

Rank your income to specific age groups to see if you’re in the 1%, to see where you stand today, or  to see where you project yourself to be in the future. Read more about the households that make up the top 1% by income earnings.

Starting Comparison Age:
Ending Comparison Age:
Income (Annual) : $

Instructions: Simply add up your households annual income, such as your salary, your spouse's salary, bonus, business income, and windfall events, then enter it into the calculator. The age ranges are based off of the age of the head of household, who is typically the primary income earner. The way that the age ranges work is to limit the results to the age groups that you are interested in comparing yourself to, so that the results are more relevant. So for example, if you are 35, I would recommend setting the minimum to 30 and the maximum to 40. The calculator will then update to show only the household incomes of households with heads within that age range.

Income Summary Statistics for Households Aged 18 to 100

Percentile Rank : An income of $100,000 for ages 18 to 100 ranks at the 75.56%
Median Income : $52,657
Mean Income : $102,252
Income 25th - 75th Percentile Ranges : $27,341 to $98,023

Re-calculate for a different income / age combination.

Income Percentiles by Age

Income Composition of Households like you versus the Median

Comparisons of Income components of similar households versus median households.
  • Households like you ( weighted using 70.6th to 80.6th percentiles)
  • Versus Households at the Median (weighted using 45th to 55th percentiles)
Income CategorySimilar HouseholdsMedian Households
Total Income:$99,944$52,657
    Wage & Salary Income:$72,907$33,276
    Business Income:$6,391$3,413
    Interest & Dividends:$1,214$583
    Capital Gains:$635$62
    Retirement Income:$0$0
    Transfers & Welfare:$1,243$1,729
    Other Income:$17,556$13,594

Comparisons of Net Worth, Assets, and Debt components of similar households versus median households.
Asset CategorySimilar HouseholdsMedian Households
Net Worth:$443,886$217,622
Total Assets:$563,450$279,490
    Financial Assets:$220,541$92,029
    Main House:$197,868$132,141
    Other Assets:$145,041$55,320
Total Debts:$119,564$61,868
    Main Mortgage:$83,966$41,792
    Other Debts:$35,598$20,076
The income and asset compositions are calculated using weighted averages of all the households with-in the specific percentiles. For example, only a portion of the households will own homes, but the asset composition value above for Main House will be averaged across all households still.

Demographics of Comparable Head of Households

Highest Education Level


Labor Force Status

Marriage Status

Table of Income Percentiles for Ages 18 to 100

For reference, here is how much a household would have to earn to rank at certain percentiles between the ages 18 to 100.
PercentileIncome (in Dollars)
Percentiles show the ranking of a particular income result. So a 90% (ninetieth percentile) means that out 100 people the household ranked 90th would have an income of around $15,190.

Visualizing where you stand

Top 25% by Income Ribbon

This is where your income would rank if there were 100 households within the nation who's head of households were between the ages of 18 to 100. 24 households would be have higher incomes than you. 75 households would have lower incomes than your household.

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These results are based off of 31240 individual samples where the head of household was age 18 to 100 and are weighted to represent 629908505 American households. The SCF is known to be slightly biased towards higher incomes values, which the Federal Reserve attempts to correct for by adjusting the weighting of each individual response. Keep this in mind if the number of responses your output is based off of is low, or if you are looking at the tail ends of the data--like the top 1% or bottom 1%.

The numbers are based off of the results of the 2016 Survey of Consumer Finances by the Federal Reserve. I used R to separate one of the five imputations with the sample replicatant weights from the Federal Reserve. If you want to do your own analysis check out the raw data, and also check out this guide on how to import the data into R The number of samples per age vary quite a bit, so you might get unusual results for certain ages.

Income Related Posts

Update: September 2017, The data is now updated with data from 2016! Median income has risen 10% from 2013 to 2016. Some of the age ranges look a little more irregular than usual, so I will be on the lookout for any additional updates from the Federal Reserve. As of 2/24/2018 there have been no updates to the data that was published.

Update: April 2019, incomes appear to be growing faster than inflation for the past few years.  If you use this data to compare your current income to the distribution, it will probably be safe to assume that your percentile rank is slightly lower.

Update: August 2019, I have added some distributions of the source of income for your selected ranges.  Hopefully this gives you more guidance in what kinds of income are contributing more depending on the income level.

Looking across the data, young adult incomes (adjusted for inflation) have been flat over the past generation, but debt is increasing.

37 thoughts on “Income Percentile Comparison Calculator by Age”

  1. Would also be great if you could show a financial asset percentile ranking like the SCF shows (which would include retirement assets too, essentially net worth minus non financial assets/home)

    1. Unfortunately the data gets very noisy on the state level (because it gets split so many ways), so I did not build the calculator to show that.

        1. The data isn’t available yet. If I remember correctly, the 2013 data was posted around August/September 2014, so I would expect a similar release for 2016 data in August/September of this year.

  2. First and foremost, I enjoy this site-you do an incredible job. But I noticed something unusual for our age group (76-78). The top 90% starting point has doubled based on the $191,388.28 you show on the chart. If you go back to the chart with your 2013 statistics that range starts at around $95,000. I can’t see how my age group’s income could double over the period of 3 years. At this age group people are living on social security, pensions, interest, dividends, and 401K type income. Some might have a part-time job. While their net worth might go up a lot, I don’t see how their income could increase that much. If you still have the 2013 statistics calculator, try it out and see what I mean. I’m wondering if other older age groups might reflect a similar increase for 2016 vs 2013.

    1. Yeah I’m not sure, it might be that the sample size is small and potentially biased. The Treasury usually publishes 1-2 updates after the initial release, so the results may shift.

  3. why does dqydj which also follows the SCF have the top 1% of household income at $400k (as does political calculations) and you have it much higher than that?

    1. Which calculator are you closing of theirs? I was going to look but they have multiple income percentile calculators with different sources and years.

    1. It looks like they’re using a different data source this year. I do remember them having SCF powered calculators. The SCF which powers most of the calculators here does have a notice that they over-sample ultra wealthy households compared to other similar government surveys. Here’s one of the articles they posted in 2008, and most likely the same trend continues in the most recent data

  4. Happy to rank top 10%! either with just my income alone or household income. we are in our mid 30s. Feels great, as we also rank among the top in your other calculators (net worth by age, savings rate, etc.) but I’m compelled to also share this:
    We make the effort to save at least 40% of our total income (pre tax and post tax). 2018 Goal is to be a 50% saver/investor.
    Bottom line, we believe that high earnings is not just a privilege but a responsibility to be continue to work hard, spend thrift, and have a deep suspicion of consumption.

    Love these calculators – they are informing, inspiring, and motivating all at once.

  5. Wow I thought I was poor. I’m 21 and currently would make $30k per year, but my online business is growing exponentially and may make $100k this year if I can keep it up!!! 🙂 nice to know if I don’t grow anymore I’m still in the top 20% for my age. I also am invested in cryptocurrency which I believe for sure can make a handsome amount of money for my age and I am on my way to be a young millionaire 🙂

  6. If you find a large number of visitors from China recently, it’s not a DDOS attack. This URL is referenced in the WeChat public account of a well-known investment opinion leader.

  7. If you are in retirement and your investments generate a significant portion of your income annually. Do you include that. For example. Social security. 40,000, interest from investments 60,000. Is my income 0, 40,000, or 100,000.

    Love your site. Very accurate

  8. It Should be limited to city/state or region. Numbers are inflated by large cities with higher costs of living. Thanks for sharing this nice and informative article.

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